Personal financial planning & wealth management is an integrated process. It entails within itself all areas of finance viz. income, expenses, assets (investments) and liabilities (borrowings). It is not possible to advice on a single aspect of personal finance in isolation.
We offer comprehensive financial planning and wealth management advisory. Our advice focuses on your financial goals and aligns your income, expenses, assets (investments) and liabilities (borrowings) towards achieving the goal.
While preparing the plan our focus is on:
Areas which we consider for planning are:
- Financial Goals statements
- Cash-Flow statement (Family Budget)
- Net-Worth (Balance Sheet)
- Contingency Planning
- Risk Management & Insurance
- Debt Management
- Investment Planning
- Retirement Planning
- Estate Planning
- Tax advisory
In the recent past, there has been an increased demand for debt management and counselling. Looking at the changing financial patterns and demands of new generation individuals and couples, we have started advising them on one aspect of debt and that is debt eradication. However, due to its integrated nature, over a period of time, this leads to comprehensive financial planning and wealth management advice.